Biller's login - Hosted Payments Page


RfP Real-Time – Request for Payment (RfP) for Instant & Secure Transactions

What is RfP Real-Time?

Mobile Request for Payment RfP Real-Time (Request for Payment) is a next-generation digital payment request system that enables businesses, financial institutions, and individuals to send and receive real-time payment requests via FedNow®, RTP®, and Same-Day ACH. Unlike traditional invoicing, RfP Real-Time allows instant push payments, reducing delays, automating cash flow, and enhancing payment security.

Key Features of RfP Real-Time Payments

  • Instant Payment Requests – Send real-time invoices with push payment options.
  • 24/7/365 Processing – No banking-hour restrictions; payments can be made anytime.
  • Multi-Channel Digital Invoicing – Request payments via email, SMS, mobile apps, and secure hyperlinks.
  • Automated Payment Tracking – Get real-time confirmations and seamless reconciliation.
  • Secure Transactions – End-to-end encryption and fraud prevention for safe fund transfers.

Benefits of Using Request for Payment (RfP) Real-Time

  • Faster Invoice Settlements – No waiting for check deposits or manual approvals.
  • Reduced Transaction Costs – More cost-effective than wire transfers and credit card fees.
  • Improved Cash Flow Management – Eliminates delays in accounts receivable.
  • Enhanced Payment Experience – Customers and vendors can pay instantly with one-click.
  • Seamless Integration – Works with QuickBooks®, ERP systems, and banking platforms.

How to Implement RfP Real-Time Payments

  1. Work with an RfP-enabled financial institution supporting FedNow®, RTP®, or ACH.
  2. Enable RfP functionality in your payment processing or invoicing system.
  3. Send real-time payment requests via email, text messages, or app notifications.
  4. Receive instant push payments and automate transaction reconciliation.

Industries Benefiting from RfP Real-Time Payments

  • B2B & Supplier Payments – Faster invoice processing and vendor settlements.
  • Retail & E-commerce – Instant customer refunds and seamless transactions.
  • Payroll & Gig Economy – Real-time wage disbursements for employees and freelancers.
  • Healthcare & Insurance – Secure, instant claim payouts and provider reimbursements.

Why Choose RfP Real-Time Payments?

Request for Payment (RfP) Real-Time is transforming digital invoicing and payment collection by offering faster, smarter, and more secure transactions. With instant push payment capabilities, businesses and individuals can eliminate delays, improve financial efficiency, and enhance the payment experience.

Upgrade to RfP Real-Time today and streamline your payment process with instant digital transactions!

Creation Request for Payment Bank File

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create Real-Time Payments Request for Payment File up front delivering a message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continues through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank. Request for Payment

... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.

Pricing with our Request For Payment Professionals

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 1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support


2) We create .csv or .xml formatting using your Bank or Credit Union. Create Multiple Templates. Payer/Customer Routing Transit and Deposit Account Number may be required to import with your bank. You can upload or "key data" into our software for File Creation of "Mandatory" general file.

Fees = $57 monthly, including Support Fees and Batch Fee, Monthly Fee, User Fee, Additional Payment Method on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1% percentage on gross dollar file,


3) Payer Routing Transit and Deposit Account Number is NOT required to import with your bank. We add your URI for each separate Payer transaction.

Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG


4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.

Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.

Contact Us for Request For Payment payment processing